Operations (credit Processing)

Job Description

• Operations (Credit processing)
• 1.    Appraisal - To create a quality portfolio my managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners and being a process thinker and innovator. 
• 2.    Collecting & Checking the Documents (Eg. credit, loan agreements, application form, guarantee forms) (Legal consequences).
• 3.    Interacting with customers on phone. It also includes managing objections of the customers. Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.
• 4.    Negotiating Skills - Probing to understand customer's need, managing objections, and Structuring solutions, closing.

Qualifications

Fresh/experienced B Com Graduates,  M Com, CA or MBA  having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.

Location - Kochi